Material Damage Section
+ Fire, Specified Perils and Theft including storm and accidental damage
+ Storage, Transit or Anywhere in the UK as specified
+ Basis of settlement is reinstatement (New for Old) unless requested on indemnity basis (Second hand value)
+ Cover may include Goods in Trust as specified
+ Cover is subject to survey and satisfactory completed Proposal Form
Minimum Security Requirements:
+ Wooden doors/frames must be at least 45mm thick
+ 5 lever BS mortice deadlocks on all final exit doors, except where necessary on Steel Doors, Roller Shutters and Double Opening Doors where a High Security Padlock (Standard 5 or greater) may be used in conjunction with secure fixings.
+ Central Signalling Alarm (REDCARE or equivalent) with active Police response may be required depending on the Sums Insured and the Area.
+ Trailers will not be covered by this policy.
+ Where equipment is loaded on vehicles overnight, then they must be in a locked building.
+ Double Opening Doors must be fitted with bolts top and bottom of the first closing leaf.
+ Bar or Window Locks on all accessible opening windows.
+ Storage and transit losses are subject to Forcible and Violent Entry.
+ Overnight theft from vehicles is subject to vehicles being in a locked building.
+ The policyholder must take reasonable care to avoid losses
+ Policy is subject to "Average"